Free Express Business Checking
Free Express Business Checking will help you
make better use of your time and money.
| ACCOUNT STRUCTURE |
|---|
| Monthly Maintenance Fee |
No Fee |
| Allowance of 500 Transactions* |
No Fee |
| Excess of Transactions |
$.35/Transaction |
| 1st order of checks |
Free |
| Internet Banking |
Free |
| e-statements |
Free |
| Overdraft protection |
Available |
| Remote Deposit service |
Available |
*Items include deposits, deposited items, checks processed
against the account, ATM/debit card deposits and withdrawals.
Free 1st order of checks available in regular
personal style or economy three on a page from Harland
or Deluxe check printers.
Commercial Checking
An easy-to-use checking account with the extra benefit of earnings credit to offset fees.
(The credit is calculated on your average daily collected balance.)
| ACCOUNT STRUCTURE |
|---|
| Monthly Maintenance Fee |
$10.00 |
| Each deposit | .40 |
| Each deposit item | .09 |
| Each electronic deposit | No Fee |
| Each check written | .15 |
| Coin and Currency Orders | Negotiable |
| Earnings Credit | Rate Subject to Change Monthly |
| FDIC Assessment | 10.00% of average collected balance for the statement cycle deducted from amount eligible for earnings credit |
| Overdraft protection |
Available |
| Remote Deposit service |
Available |
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Direct Access Checking
An account for businesses that deposit mostly cash or write very few checks
and have the need to transfer funds to other accounts or institutions.
| ACCOUNT STRUCTURE |
|---|
| Monthly Maintenance Fee | $11.00 |
| Each check written | .15 |
| Each deposit | 3.75 |
| Each deposited item | .10 |
| Each electronic deposit | No Fee |
| Coin and Currency Orders | $50.00/month |
| Armored Car Direct Pickup/Delivery Service | $45.00/run |
| Earnings Credit | Rate Subject to Change Monthly |
| FDIC Assessment | 10.00% of average collected balance for the statement cycle deducted from amount eligible for earnings credit |
| Overdraft protection |
Available |
| Remote Deposit service |
Available |
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Business Money Market Account
An interest-bearing account that gives you the flexibility of a tiered-rate offering graduated returns based on your balance and limited check writing.
(Transfers from a money market account to another account or to third parties by pre-authorized, automatic, or telephone transfers are limited to six per statement cycle with no more than three by check, draft, or similar order to third parties.)
| ACCOUNT STRUCTURE |
|---|
| Minimum Balance During Month | |
| $0 - $999 | $6.00 |
| $1,000 or more | No fee |
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Other checking services:
Sweep Accounts
Invest your company's excess operating funds to earn a competitive yield whenever
you exceed your target balance, and have your funds available when needed. This service is convenient and easy to use.
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IOLTA and IOLA Interest Checking
Interest On Lawyers' Trust Accounts are available for attorneys to deposit clients' funds.
There is no minimum balance requirement and no monthly fee!
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Remote Deposit Capture
A simple and secure way to deposit checks from your office. Turn your PC and Internet Connection
into a virtual teller window.
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Overdraft Protection
An easy, convenient way for you to cover inadvertent
overdrafts from a line of credit. The amount transferred
is the same amount as the overdraft. Annual fee applies.
(See schedule of Commercial Banking Fees.)
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Master Escrow Account
A Master Escrow Account provides you and your clients with
single account convenience while maintaining total segregation of each
client's funds in interest bearing accounts. This eliminates much of the
paperwork of administering or investing client funds.
For more information, call 413-443-5601, 1-800-773-5601,
or stop into any Berkshire
Bank office or contact
us.
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