While every client’s situation and goals are unique, we offer all of the following features:

• Private Banking Checking Account featuring preferred interest rates
• Free checks and combined statements
• Private Banking Gold Express debit card- no ATM fees. Daily cash withdrawal up to $1000
• Daily debit card purchases up to $5000
• Special CD products
• Private Banking Money Market Account featuring preferred interest rates on tiered schedules
• Wire transfer and account transfer management
• Reddi-Cash overdraft protection of $10,000.00
• Personal unsecured line of credit of $20,000.00
• All consumer loan products at preferred interest rate discounts: auto, mortgage products, personal loans, etc.
• Accelerated underwriting process for consumer lending and mortgages
• NO fee personal banking services-with a single source

Additional Benefits:

• A dedicated Private Banker and all the Bank’s resource specialists at your disposal
• Financial planning and annual investment revie
• Estate planning and document review
• Risk management and insurance analysis
• Annual tax planning
• Individualized portfolio management and creation of a family investment policy statement – a financial blueprint to help you realize your goal
• Full fiduciary services
• Comprehensive financial management from a single source and coordination with your outside professional advisors
• Invitations to special events and concierge services

Program Requirements:

• Minimum amount required on deposit at Berkshire Bank $150,000; or
• An existing trust relationship with Berkshire Bank