All rates are subject to change without notice.
Checking Accounts
| Category |
Minimum Balance to Obtain APY |
Annual Percentage Yield (APY) |
| NOW1 |
$10 |
0.05% |
| Classic Relationship NOW1 |
$10 |
0.05% |
Savings & IRA Accounts
| Category |
Minimum Balance to Obtain APY |
Annual Percentage Yield (APY) |
| Statement2 |
$10 |
0.10% |
| Club Savings2 |
$10 |
0.05% |
| Health Savings2 |
$10 |
0.40% |
| Money Market2 3 |
$10 - $9,999.99 |
0.10% |
| |
$10,000.00 - $24,999.99 |
0.15% |
| |
$25,000.00 - $49,999.99 |
0.20% |
| |
$50,000.00 and over |
0.30% |
| Pure Excitement Money Market (3 Month Promotional Rate)2 6 |
$2,500 - $24,999.99 |
0.50% |
|
$25,000.00
$49,999.99 |
0.85% |
|
$50,000.00 and over |
1.00% |
| Pure Excitement Money Market (Regular Rate)2 6 |
$2,500 - $24,999.99 |
0.15% |
|
$25,000.00
$49,999.99 |
0.40% |
|
$50,000.00
$99,999.99 |
0.60% |
|
$100,000.00 and over |
0.65% |
| Classic Money Market2 3 4 |
$10 - $24,999.99 |
0.10% |
| |
$25,000.00 - $49,999.99 |
0.15% |
| |
$50,000.00 - $99,999.99 |
0.20% |
| |
$100,000.00 and over |
0.30% |
| IRA Money Market2 3 |
$10 |
0.30% |
Certificates
Contact a branch for IRA CD Rates
| Category |
Minimum Balance to Obtain APY |
Annual Percentage Yield (APY) |
| 3-month** |
$1,000 |
0.15% |
| 6-month** |
$1,000 |
0.30% |
| 6-month "Smart Money"** |
$1,000 |
0.30% |
| 1 Year |
$1,000 |
0.45% |
| 1½ - 2 Years |
$1,000 |
0.70% |
| 2½ Years |
$1,000 |
0.90% |
| 3 Years |
$1,000 |
1.10% |
| 4 Years |
$1,000 |
1.50% |
| 5 Years |
$1,000 |
1.70% |
| 6 Years |
$1,000 |
1.80% |
| 7 - 10 Years |
$1,000 |
1.80% |
| 6 - 24 mo Pure Excitement Easisaver CD1 |
$200 |
0.60% |
Special CD Rates
Contact a branch for IRA CD Rates
| Category |
Minimum Balance to Obtain APY |
Annual Percentage Yield (APY) |
| 13 Month Excitement |
$1,000 |
0.90% |
| 20 Month Excitement |
$1,000 |
1.05% |
| 24 Month Pop Up CD |
$1,000 |
1.10% |
| 37 Month Excitement |
$1,000 |
1.50% |
5 Year
Excitement |
$1,000 |
2.00% |
Deposits fully insured.
For more information concerning the fees and terms applicable for these accounts, please contact a Financial Services Representative at (413) 443-5601 or 1-800-773-5601 or stop by any Berkshire Bank location.