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Debit Cards

 
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What Is A Debit Card?


A Debit Card looks like a credit card and acts like a credit card, but it is tied to the money that you have in a bank checking account. When you make a purchase with a Debit Card, the money is automatically deducted from your available balance in your checking account.


 

You can also use a Debit Card as an ATM card to withdraw money from your checking or savings account. A Debit Card is a convenient and easy way to access the money in your checking account.


 

It is important when using a Debit Card to make sure you have enough money in your checking account to cover your purchases and to keep track of your purchases so that you do not accidentally overdraw your account.


 

For a comparison of Credit Cards versus Debit Cards, click here.

 

For a listing of useful podcasts, including one about Debit Cards, click here.

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Financial Literacy Toolkit