Important Notice:
Please be aware email is not a secure method of communication.

Do not use email to send us confidential or sensitive information such as passwords, account numbers or social security numbers. If you need to provide this type of information, contact us by phone, fax or regular mail.

Email Now Return to Berkshire Bank 
 

 
Center column content
Headline

Checking

 
Video and accompanying text
Block Page Video

What Is A Checking Account?

 

A checking account is provided by a bank as a safe place to keep money that you need to access on a regular basis. To access the money you place in a checking account, the bank gives you paper checks, which you use instead of cash to pay for things. When you write a check, the amount you write it for is then deducted from your checking account. There are many benefits to having a checking account.

 

Checking Accounts…

•  Let you pay for things without having to carry large amounts of cash

•  Help you keep a record of what you have paid for and when

•  Can be a great tool to help you manage your money

 

With the benefits of having a checking account come certain responsibilities as well.

 

Checking Accounts Require You To…

•  Maintain a minimum balance (this amount varies by bank)

•  Make sure you have enough money in your checking account to cover the checks 
    that you write

•  Keep track of the checks that you write in a check register and compare it against
    your monthly bank statement

 

A checking account is a convenient and easy way to safely store and easily access your money.  

Right column content
Content definitions:
Sidebar Business Login
Sidebar Personal Login
Sidebar Freeform
Sidebar Image and Link

Financial Literacy Toolkit