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PERSONAL INSURANCE
Insurance coverage should be an essential part
of your financial security plan. Whatever your
personal needs are, we have the personal insurance
products to protect them. From homeowners and
automobile insurance to personal liability and
life insurance, we'll put you into the personal
insurance policy that's right for you. Give our
agents a call, they will be happy to meet with
you at your convenience to discuss your personal
insurance needs. Monthly payment plans are available.
Homeowners Insurance
Automobile Insurance
Other Personal Insurance
Homeowners Insurance
It's more than just a house, it's your home.
Whether the place you call home is a house, apartment,
condo or mobile home, you want to protect it.
We offer a variety of homeowners policies designed
to meet your needs, no matter where you live.
Homeowners insurance provides you with protection
against almost any kind of loss that can arise
from owning or renting your home -- from storm
or fire damage and theft of your personal property
to accidents occurring on your property for which
you may be liable.
Do you work out of your home office or run a
business in your home? We offer a variety of home
business insurance lines to ensure you, your home,
and your home business are covered.
Protect your home from natural disasters -- ask
about our flood and earthquake insurance. Homeowner
policies do not cover loss from these types of
natural disasters. Don't let your home go unprotected.
Automobile Insurance
Regardless of the kind of automobile you drive,
one thing remains the same -- we all need automobile
insurance. We insure people with nearly all types
of needs and vehicles, whether you drive a sporty
coupe, luxury sedan, mini van or anything in between.
Our range of coverage includes:
- Liability coverage to protect you from a lawsuit
that results from an auto accident
- Collision and comprehensive coverage in case
your car is damaged, stolen or vandalized
- Medical payments coverage in case someone
is hurt in your car
- Uninsured and underinsured motorists coverage
to protect you if you're hit by someone who
doesn't have insurance at all or doesn't have
enough insurance to cover your loss
- Personal injury protection insurance
Click here for a real time quote on homeowners and/or
automobile insurance.
Discounts and Savings
You may qualify for one or more of the company's
auto insurance discounts. Ask us for details.
We also offer a variety of insurance plans to
cover some of the other vehicles you may be driving
including:
- Boats
- Aircraft
- Snowmobiles
Other Personal Insurance
We offer a variety of other personal insurance
options to meet your needs. Whether you're looking
to protect yourself from potential lawsuits or
to insure your fine jewelry and other valuables.
Personal umbrella liability insurance is designed
to help provide coverage for significant liability
losses. The policy protects you against liability
claims and lawsuits that exceed your primary insurance
coverage. People normally protected by this type
of policy include you and any family members living
with you. A personal umbrella provides $1 million
or more in extra coverage above your homeowners,
auto or other personal insurance policy liability
limits.
These losses involve:
- Bodily injury to others
- Property damage to others
- Personal injury to others (such as libel, slander,
and malicious prosecution)
With our personal insurance floater policies
you can rest assured that your valuable possessions
will remain safe. Jewelry, furs, fine arts,
your most prized possessions can be protected
from loss, damage or theft with one of these
policies.
Any insurance required as a condition of
an extension of credit by Berkshire Bank need
not be purchased from the Agency and, without
affecting the approval of your application for
the extension of credit, may be purchased by an
agent or insurance company of the customer's choice.
Business conducted with Berkshire Insurance Group,
Inc. is separate and distinct from any business
conducted with the Bank.
NOT FDIC
OR DIF
INSURED |
May lose value
Not a bank deposit
No bank guarantee |
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