Looking for a Loan
Start with the leading lender for consumer, mortgage and commercial loans in Western Massachusetts, Northeastern New York, and Southern Vermont. Smart borrowing can help you achieve your goals with low rates and flexible repayment terms.
Consumer Loans
Whether you are buying a car, boat, financing a college education, taking a vacation, or remodeling your home, you'll find competitive interest rates and terms to meet your budget. And, we'll help you decide on the loan that's best for you and give you fast answers.
For complete details on consumer loans or to apply, call or stop by any bank office today.
Helpful Hint: Obtain your credit report before you apply for a loan.
We recommend you obtain a copy of your credit report from each of the three credit bureaus
since they may be different. The three credit bureaus are:
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Home Equity Loans
Use the equity in your home to borrow money for any reason. Plus, you
may be able to deduct the interest on your tax return, unlike other consumer
loan interest (consult a tax advisor regarding the deductibility of
interest). And, there are no closing costs, no points, no application
fee, no recording fee, no attorney's fees (property insurance is required)
- to help you save even more. Choose a home equity loan for just about
any reason - debt consolidation, home improvement, college education,
new car, and more. An equity line makes writing a loan as easy as writing
a check. You apply only once but use your line as many times as you wish.
Current Rates
Find out how much car you can afford?
How much will a lease cost?
Helpful Hint: Obtain your credit report before you apply for a loan.
We recommend you obtain a copy of your credit report from each of the three credit bureaus
since they may be different. The three credit bureaus are:
EASY TO APPLY! For complete details on any consumer loan product, or to apply,
call (413) 443-5601 or 1-800-773-5601 or stop by any Berkshire Bank office
and ask for a Financial Services Representative or contact us.
Related Services:
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Mortgage
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