Courtesy Paysm may help you avoid the consequences of returned checks. This feature of your checking account considers payment of occasional or inadvertent overdrafts up to a Courtesy Pay overdraft limit. With Courtesy Pay, your checks and other eligible transaction types will be considered for payment with your Courtesy Pay limit, rather than being automatically returned unpaid, as long as you maintain your account in good standing.
Overdraft Protection for your ATM transactions and debit card purchases.
The convenience of Courtesy Pay is available for your ATM transactions and debit card purchases. Rather than automatically declining your ATM transaction and debit card purchases when there are insufficient funds in your account, we will consider payment of reasonable overdrafts.
Courtesy Pay can mean . . .
- Protection for ATM transaction and debit card purchases
- Avoiding the hassle and expense of a returned check
- Less aggravation
- Payment of your overdrafts up to:
- $750 for personal checking accounts
- $1,500 for business checking accounts
Our standard NSF/overdraft fee of $32.00 will apply to overdrafts created by check, in-person withdrawals, ATM withdrawals, debit or POS transactions that would create an overdraft. Remember, your “available balance” displayed on the ATM screen and/or printed on your receipt does include the Courtesy Pay limit that may be available on your account.
Important:
To avoid an overdraft, you can stop any ATM/debit card transaction by pressing “cancel” at any time prior to completing a withdrawal, transfer or purchase. We are not promising to always pay your overdrafts with this discretionary service, not all accounts are eligible, and some restrictions do apply.
Click here for Courtesy Pay FAQs.