Home Equity Challenge

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Get a great rate and be entered to win a $1,500 cash prize.

Add a room. Take a trip. Dare to dream.

The value of your home can be used as collateral for a low-cost loan. Sure, you can use it to add a master bedroom suite or backyard deck. But you can also use the money for a family vacation, new furniture, higher education funds, debt consolidation or something fun. The bottom line? With competitive rates on loan amounts as low as $15,000, and access to borrow up to 85% of your home's value, let your imagination lead you.

Home Equity Loan

  • Money issued in one lump sum
  • Flexible repayment terms
  • Rate and monthly payment is fixed for the life of the loan

Home Equity Line of Credit

  • Revolving loan funds you can tap into over and over again
  • Direct access to money through Online Banking or special checks
  • Make interest only payments on the principle balance for the first 10 years
Apply online, over the phone, or in person at your local branch.
 

Click here for Official Rules and to enter the Giveaway

 
For information on loan amounts as low as $5,000, click here for the MyCommunity Home Equity Loan.

To contact us please fill out the form.

NO PURCHASE NECESSARY. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. MUST BE A LEGAL RESIDENT OF NY & VT 18 YEARS & OLDER AT TIME OF ENTRY TO PARTICIPATE IN GIVEAWAY. VOID WHERE PROHIBITED. The Giveaway begins on April 5, 2021 at 9:00:01 a.m. EST and ends on June 21, 2021 at 11:59:59 p.m. EST (the “Giveaway Period”). For Official Rules, program descriptions and odds disclosure, visit: www.berkshirebank.com/hechallenge. Sponsor: Berkshire Bank, 66 West Street, Pittsfield, MA 01201. The Giveaway is not open to the following persons: employees, agents or representatives of the Sponsor; immediate household family members (parent, child, sibling and spouse) and any other persons with whom the Excluded Individuals reside.

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