GPS Checking

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With GPS Checking*, pay NO ATM fees.**

GPS Checking Helps You Manage Your Money on the Go

Berkshire Bank knows you need a checking account that goes everywhere your GPS takes you even if you are not near a branch.
  • No minimum balance or monthly service fees
  • Free bill pay
  • Free mobile banking & mobile deposit***
  • Free eStatements
  • Free debit card
Now you can pay bills, make deposits and manage your budget through your mobile device anywhere, anytime.

Plus, if you meet the qualifications, all your ATM transactions are free — that’s right, we will waive all your ATM fees and credit your ATM surcharges imposed by other banks.

Banking products are provided by Berkshire Bank: Member FDIC. Equal Housing Lender. Berkshire Bank is a Massachusetts chartered bank.

*Minimum opening deposit is $10. GPS Checking is a non-interest bearing account. All accounts subject to approval. Limit one GPS checking account per individual. Not available for business accounts.

**To qualify for No ATM Fees and ATM surcharges to be credited: each qualification period (monthly statement cycle) you must: (1) use your Berkshire Bank Debit Card for a minimum of 15 purchases per statement cycle. Debit card transactions must post and settle to your account for the monthly period beginning the first business day of the statement cycle through the last day of the statement cycle to meet the qualification requirements; and (2) utilize eStatements. If you qualify, we will credit all non-Berkshire Bank ATM surcharges at the end of your monthly statement cycle. Your surcharge (non-Berkshire Bank ATM fee credits) may be reportable to the IRS on Form 1099-MISC. If you do not qualify, you will NOT receive a credit of these surcharge fees and you will be charged for any non-Berkshire Bank ATM Inquiry or non-Berkshire Bank ATM Withdrawal transactions you have during your monthly statement cycle. Non-Berkshire Bank ATM transactions and ATM fees to be waived include; unlimited ATM fees for cash withdrawals, balance inquires, PIN changes. Berkshire Bank makes its best effort to identify those ATM fees eligible based on information it receives from the ATM operators. In the event that you have received an ATM fee that you believe is eligible; please call us for assistance at 800.773.5601.

***There are no fees for mobile banking and mobile deposit from Berkshire Bank. Consult your mobile carrier for any fees they may charge for Internet usage or receiving texts. Other fees may apply. Berkshire Bank reserves the right to modify or discontinue the offer at any time.

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