Banking products are provided by Berkshire Bank: Member FDIC. Equal Housing Lender. Berkshire Bank is a Massachusetts chartered bank.
*Minimum opening deposit is $10. GPS Checking is a non-interest bearing account. To qualify for No ATM fees and surcharge credits, each qualification period (monthly statement cycle) you must: 1. Use your Berkshire Bank debit card for a minimum of 15 purchases. Qualifying transactions are measured for items posted to your account for the monthly period beginning the first business day of the statement cycle through the last business day of the statement cycle; and 2. Utilize eStatements.
If you qualify, we will credit all non-Berkshire Bank ATM surcharges at the end of your monthly statement cycle.
Your surcharge (non-Berkshire Bank ATM fee) credits may be reportable to the IRS on Form 1099-MISC. If you do not qualify, you will NOT receive a credit of these surcharge fees and you will be charged for any foreign ATM Inquiry or foreign ATM Withdrawal transactions you have during your monthly statement cycle. Non-Berkshire Bank ATM transactions and foreign ATM fees to be waived include; unlimited Berkshire Bank foreign ATM fees for cash withdrawals, balance inquires, PIN changes. Berkshire Bank makes its best effort to identify those ATM fees eligible based on information it receives from the ATM operators. In the event that you have received an ATM fee that you believe is eligible, please call us for assistance at 800-773-5601.
All accounts subject to approval. Limit one GPS checking account per individual. Not available for business accounts. Other fees may apply.
**There are no fees for mobile banking and mobile deposit from Berkshire Bank. Consult your mobile carrier for any fees they may charge for Internet usage or receiving texts.
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Rev. Date 1/30/19
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