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Put your hands on money at a moment's notice

Tap into extra cash without getting tied up in red tape.

Berkshire's Private Banking clients are experienced at managing their own money. That's why our PrivateLine works so well for them. One simple application offers access to an unsecured credit line you can use as often as you please without having to constantly come to us. Use it for large purchases, small expenses, bridge financing or whatever else the future may bring.

  • Credit lines ranging from $25,000 to $150,000
  • Same-day access to funds
  • No collateral required
  • Competitive interest rates
  • Pay interest only on the amount borrowed*
Banking products are provided by Berkshire Bank: Member FDIC. Equal Housing Lender. Berkshire Bank is a Massachusetts chartered bank. To apply, you must be 18 years of age or older. Offer subject to change without notice and is subject to credit approval; available for Private Banking customers only. Line of credit requires a Berkshire Bank Private Banking checking account relationship which requires minimum annual income of $250,000 or a minimum net worth of $1,000,000. The maximum line amount allowed is 25% of the verified annual income; credit line not to exceed $150,000. A minimum FICO score of 700 is required for each applicant. No membership or participation fee will be imposed. All accounts are subject to annual review. *Private Lines have a term of 20 years; 10-year draw period with interest only monthly payments followed by a 10-year principal and interest repayment period. 

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