Premium Relationship Money Market Account

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A Money Market Account
That Really Delivers

  • Interest rate will be determined by the initial deposit of new money that is not already on deposit in other accounts​1
  • 4 tiers based on new money deposit
  • Checking account required
  • Competitive rates
  • For personal accounts2

Premium Relationship Money Market*


                               APY Minimum Balance After
Opening to
Obtain APY

Minimum Initial Opening
Deposit to Earn APY

3.25% $10 $1,000-$49,999.99     
4.00% $10 $50,000-$99,999.99     
4.50% $10 $100,000-$249,999.99    
5.00% $10 $250,000 or more      

*Rate based upon the initial new money deposit.
$1,000 minimum deposit and checking account required to open

Start Saving Today! Visit your local Berkshire Bank financial center

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Banking products are provided by Berkshire Bank: Member FDIC. Equal Housing Lender. Berkshire Bank is a Massachusetts chartered bank.

1This account will receive a variable premium interest rate and Annual Percentage Yield (APY) for a period of twelve months from account opening. The variable premium interest rate and APY may change after account opening. After the twelve months the account will convert to our standard Money Market account and the interest rate and APY will depend upon the applicable rate tier at that time. The minimum balance to open a Premium Relationship Money Market is $1,000. You can deposit funds from an existing account to the Premium Relationship Money Market at account opening or thereafter, however, the interest rate and APY is based on the new money initially deposited.

2Minimum Balance to attain the Premium Relationship Money Market APYs for personal accounts, after the initial new money funding, is $10: First Tier 3.25% APY; Second Tier 4.00% APY; Third Tier 4.50% APY; Fourth Tier 5.00% APY. To qualify for one of the premium rates listed above, you will need to have a Berkshire Bank checking account with an OWNERSHIP relationship. You will also need to open the Premium Relationship Money Market with funds that are not already on deposit in other accounts with Berkshire Bank. Money Market maintenance and other fees, if any, apply and could reduce earnings on this account. The balance of the Premium Relationship Money Market account cannot exceed $5,000,000. Premium Relationship Money Market rates current as of 11/24/2023.

Limited Time Offer and may be withdrawn at any time.