Home Mortgage Loans

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Our mortgage options can help you make the right move

  • Competitive interest rates
  • Easy application process
  • Fixed-rate loans and ARMs
  • Choice of repayment terms
  • Reduced down payment option

Welcome to Berkshire Bank Home Lending

No matter what your home financing need may be, we have mortgage solutions to help.  Whether you are a first-time homebuyer, up or down sizing your home,  purchasing a second home or investor looking to purchase a new home; or if you want to construct or rehab a home or refinance your existing home we have a wide array of mortgage options.

Our experienced team of Mortgage Relationship Bankers will work diligently with you to find the best mortgage solution.  And our cutting edge technology,  available to you 24/7, brings an added level of service and convenience.

After submitting your application, your relationship mortgage officer will contact you to discuss what product (Fixed, Adjustable, First-Time Homebuyer, Jumbo etc.) best suits your needs. 

For the first time homebuyer, we have low or no down payment options with flexibility in underwriting, easy
pre-qualification and Mortgage Relationship Bankers well versed in guiding a first time homebuyer through the home financing process.
Whether you need to view or finish an application you entered online, or you’re looking to access your borrower portal to view, sign or send documents for an in-process loan, we can help.
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No Property Address
If you are shopping for a new home or investment property to purchase, and you want to take the best first step to prepare to make an offer to purchase, determine what mortgage option and amount is right for you and get started today.
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Full Application
With Property Address
Whether refinancing your existing home or investment property, purchasing a new property, or if you have a property address and are ready to apply for a mortgage, connect with us today.
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Mortgage products are provided by Berkshire Bank: Member FDIC. Equal Housing Lender. Berkshire Bank is a Massachusetts chartered bank.  All applications must be submitted in writing. This advertisement is not a loan disclosure and all disclosures provided after applying should be reviewed carefully. This is not a commitment to provide a loan approval or a specific interest rate. Berkshire Bank is not an Agency of the Federal Government.

All lending products are subject to credit and property approval. Products are not available in all states. Certain conditions and restrictions apply. Refinancing to reduce total monthly payments may lengthen repayment term or increase total interest expense compared with your current situation.

Berkshire Bank NMLS 506896.  All rights reserved. 

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