Consider more coverage with Reddi Cash

Reddi Cash is here for your flexibility

Reddi Cash is an overdraft line of credit coverage for your personal Berkshire Bank Checking account ranging from $500 to $7,500. If you have a joint checking all signers will need to be included on the Reddi Cash application. Not all checking accounts qualify for Reddi Cash overdraft.

Reddi Cash Rate (as of 9.26.23)
Product Name Loan Type Annual Percentage Rate (APR) Maximum Term Available Monthly Payment per $1,000 Borrowed
Reddi Cash (Overdraft) $500 to $7,500 18.00% N/A $65.29*
Service Member Reddi Cash (Overdraft): $500 to $7,500 9.99% N/A $58.41*
Reddi-Cash is a fixed rate personal line of credit tied to a Berkshire Bank checking account for the purposes of overdraft protection. Service Member Reddi Cash requires a Valient Checking account. Rate will remain fixed and not adjust during the term of loan. *Monthly payment per $1,000 based on 5% of the principal balance plus monthly interest.  *Minmum Credit Score 625. Rates are subject to change without notice. 


Apply online, over the phone, or in person at your local branch.