Personal Loans

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A little extra can make life a lot better.

Pay for something special. Or just buy some breathing room.

In life, timing can be everything. Sometimes, just the right amount of money at just the right moment can relieve financial pressure or give flexibility to make a special purchase. At Berkshire Bank, we offer several types of personal loans that come with competitive rates.

  • Secured personal loans: Loans secured by collateral, such as auto, motorcycle, boat, recreational vehicle or ATV. Borrow up to 95% of the vehicle's value.* Have a Berkshire Bank CD, Saving or Money Market account, use it as collateral to borrow 100% of the value.
  • Unsecured personal loans: No collateral necessary.
  • Reddi Cash: Overdraft line of credit coverage for your personal Berkshire Bank Checking account ranging from $500 to $7,500.
Apply online, over the phone, or in person at your local branch.
*See rate sheet for age restrictions and available terms.

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