Auto Loans

Get on the Road Again

With a Berkshire Auto Loan!

Get pre-approved online and find out how much you can borrow.

Whether you’re buying a new or used car — or you want to refinance the car loan you have — let us help steer you in the right direction. Berkshire Bank’s online application takes just five minutes to complete. We’ll run a credit check and let you know how much you’re pre-approved to borrow.

With a Berkshire auto loan, you get:

  • Quick turn-around times
  • Simplified negotiation to know your buying power
  • Tools that help you stick to a budget
  • What you need in less time, with less hassle
New Cars: 2020 - Newer

2.24% APR1

with auto payment from a Berkshire Bank checking account
 
Used Cars: 2018 - 2019

2.44% APR2

with auto payment from a Berkshire Bank checking account
 
ASK ABOUT OUR NEW 84-MONTH TERM OPTION.3
Banking products are provided by Berkshire Bank: Member FDIC. Equal Housing Lender. Berkshire Bank is a Massachusetts chartered bank. Annual Percentage Rate (APR) is accurate as of 2/12/21.

1New Car Example: A 3-year, fixed-rate loan for a $20,000 new car (including state taxes, fees, tag, title and any purchased service/insurance products). Based on a simple interest rate of 2.24%, this loan would have 36 monthly payments of approximately $574 each and an APR of 2.24%.

2Used Car Example: A 3-year, fixed-rate loan for a $20,000 used car (including state taxes, fees, tag, title and any purchased service/insurance products). Based on a simple interest rate of 2.44%, this loan would have 36 monthly payments of approximately $576 each and an APR of 2.44%. Assumptions: APR is the Annual Percentage Rate. Rates quoted assume excellent borrower credit history. Your actual APR may vary. No loan documentation fee, but title and state fees may apply. Stated auto loan rates reflect .25% discount and require an automatic payment from a Berkshire Bank checking account. Actual payment amount may vary; examples are for illustrative purposes only. Subject to credit approval. Standard underwriting guidelines and credit policies apply. This discount cannot be combined with any other discounts. Rates are subject to change. Pre-approvals pending receipt of the auto bill of sale, insurance binder and requested income verification.

3New Car Example: A 7-year, fixed-rate loan for a $20,000 new car (including state taxes, fees, tag, title and any purchased service/insurance products). Based on a simple interest rate of 4.79% this loan would have 84 monthly payments of approximately $281 each and an APR of 4.79%.

Think Forward

Tools to help you get ahead