With the recent slowdown in positive COVID-19 cases across all of our geographies, we are excited to welcome you back inside our branches!
As of Monday, March 1st, we are reopening most of our branch lobbies to walk-in traffic. Learn More
Click to Learn More.
No one likes the frustration or hassle of having checking account payments or debit card purchases denied due to insufficient funds. If you try to withdraw more than you have in your Berkshire Bank checking account, and your account is in good standing, we'll usually cover your overdraft. You'll pay a fee, but not as much as a merchant might charge. And you'll be spared the embarrassment of a bounced check.
You need to bring your account balance positive promptly, or upon our demand. In addition, a Continuous OD (Overdraft) Fee of $35.00 will be imposed every five (5) business days until you bring your account positive. This fee is applied to your account when it has been overdrawn for five (5) or more consecutive business days. A maximum of five (5) charges or $175 will be charged for each time period your account remains in a negative status. Other fees can lead to a negative balance, which can lead to additional fees. If you are not able to repay as we require, you will receive a letter informing you of your options. If, after a period of time, your account has not been brought into a positive balance, we will have no option but to close your account and take steps to recover the funds.
We make no representation as to the completeness or accuracy of information provided on Linked Sites. Nor are we liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, Linked Sites, or information or programs made available on or in connection with any Linked Sites. When you access a Linked Site, you assume total responsibility and risk for your access and use of such Linked Site.
You can select Cancel now to return to our Website.
Rev. Date 1/30/19
Do not use email to send us confidential or sensitive information such as passwords, account numbers or social security numbers. If you need to provide this type of information, contact us by phone, fax or regular mail.