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Positive Pay

Together, we can take positive steps to help your business fight fraud.
Combat check forgeries
Stop electronic fund thefts
Preserve your profit margin

We'll keep a close watch on your transactions.

Even the most careful businesses can be vulnerable to check forgery and electronic fund theft. But you can play smart defense with assistance from Berkshire Bank.

It's a fairly simple process. Your business sends Berkshire Bank a computer file every time it mails out a batch of checks. The file contains detailed information about each check, including the dollar amount, check number and payee. Here's what happens next:

  • Berkshire Bank compares checks submitted for payment against your list.
  • If something on the check doesn't match up, we raise a red flag.
  • We use electronic communications to alert your business.
  • Someone from your business instructs us to accept or reject the check.
ACH Positive Pay works much the same way. You provide us with a list of people and businesses authorized to access your digital banking accounts. If we notice an unauthorized withdrawal, we alert you right away.

Berkshire Bank is a full-service financial institution with branches in MA, CT, VT, NY, and RI.