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Certificate of  Deposit

Boost your savings when you lock in a higher fixed rate.
Deposit at least $1,000
Choose from various terms
4.00%
APY* (with a Berkshire ONE Checking Account)
Strong growth with little effort
Choose the term and rate that builds your savings on your schedule.

Add our CDs to your portfolio for predictable growth.

Invest money in a CD for a certain amount of time at our fixed rate and you'll know exactly how much you'll have when it matures. It's a great tool for maximizing your savings at some of our highest rates.

Once you open a Berkshire ONE Checking Account, you take advantage of the Berkshire ONE Certificate's 4.00% APY*. With a CD, you earn interest at a rate that generally exceeds regular savings accounts, and the fixed rate helps you create a plan for your returns.

  • No monthly service fees
  • Choose investment terms ranging from 3 months to 60 months or more
  • Earn competitive CD rates that generally exceed those of regular savings accounts.
  • Automatically transfer CD interest earned to another account
  • Access account information anytime through our digital banking channels

Berkshire Bank is a full-service financial institution with branches in CT, MA, NY and other parts of the Northeast.

Disclosures:

A $1,000 minimum deposit AND a Berkshire Bank checking account with an ownership relationship required. Avoid the $5 Monthly Maintenance Fee with a $1,000 minimum daily balance each monthly calendar period.

* The Berkshire One Money Market account will receive a variable premium interest rate and Annual Percentage Yield (APY) for a period of twelve months from account opening. Interest Rates and Annual Percentage Yields (APYs) rates shown are accurate as of the date listed. The balance tiers for the Berkshire One Money Market Rates are as follows: $0.00 – $9.99; $10.00 or more and reflects the current minimum daily collected balance required to obtain the applicable APY. Rates subject to change without notice. Berkshire One Money Market maintenance and other fees, if any, apply and may reduce account earnings. The balance of the Berkshire One Money Market account cannot exceed $5,000,000. The APYs are accurate as of 12/20/24.

Limited Time Offer and may be withdrawn at any time.