Berkshire Bank is a full-service financial institution with branches in CT, MA, NY and other parts of the Northeast.
Berkshire ONE Checking Account
Open this maintenance-free online checking account to make things simpler.
Open with $10
No minimum balance requirement
Choose to earn interest
Looking for a great checking account? This is the ONE!
Easily manage your money online and with our mobile app.
0.10%
APY* when you sign up for Online Banking with eStatements
Receive up to $15 credit every month when you sign up for monthly streaming services
from Disney+, Netflix, Hulu, YouTube Premium or Paramount+ and debit payment directly from your account*
Berkshire ONE Checking simplifies your life.
Get what you need in a checking account along with some extras that reward your daily habits.
Easily set up direct deposit
Includes identity theft protection, credit monitoring services and free phone insurance
Two non-Berkshire Bank ATM withdrawals and two surcharge fees refunded each month
Better digital banking features for managing your money.
Track your goals with Financial Insights.
Get a complete picture of your finances so you can see how you're progressing.
Keep an eye on your budget and spending habits.
Stay on track toward your financial goals.
Pay bills in a matter of minutes.
Set recurring payments, schedule in advance, track activity and more.
Organize all of your monthly payments.
Cut out the paper clutter and get your bills delivered online.
Check out online and in-store quickly and easily .
Connect your credit and debit cards to Apple Pay, Google Pay or Samsung Pay.
Monitor and manage your credit and debit cards.
Get activity notifications, set spending limits, restrict use and more.
Get real-time balance updates.
Always know what's in the bank so you can stay on target.
Move money where you need it, when you need it.
Transfer funds between Berkshire accounts anytime.
Money management must-haves.
Disclosures:
* The minimum balance to open a Berkshire One Checking Account is $10. Minimum balance to earn APY is $0.01. Must sign up for Online Banking and enroll in Paperless statements and notices at account opening to earn 0.10% Annual Percentage Yield (APY). Product not available for business accounts.
Courtesy Pay℠, our discretionary service, is not available for this account. Generally, we will not authorize or pay transactions when you do not have enough money in your account. Fees may be charged by the merchant if your transactions are returned unpaid. For transactions that are pre-authorized by us, we must pay those transactions when they are presented for payment even if your account balance at the time of settlement is not sufficient to cover them. When this happens, you are not charged overdraft fees or continuous overdraft fees.
Information about Identity Theft services will be sent in a separate email.
The following additional terms apply to this account: If you meet the requirements each calendar month, we will credit $15 per month for up to 12 calendar months starting the calendar month after the account is opened into your Berkshire One Checking account. Monthly credits will discontinue 13 months after account opening. When the Berkshire One Checking requirements are met, the $15 credit will be posted within the following calendar month to your account. If you do not meet the requirements at any point during the 13 calendar months, you will NOT receive the $15 credit for that calendar month. If the account is closed before any credits are posted to your account, the credits will be forfeited. Your credits may be reportable to the IRS on Form 1099-MISC.
To meet the Berkshire One Checking requirements, each Calendar Month you must:
1. Have a combined Direct Deposit total of $2,000 or more each month into your Berkshire One Checking account and;
2. Set up a monthly subscription with one of the below five streaming services to be debited out of your Berkshire One Checking account. Annual subscriptions do not qualify.
a. Disney+
b. Netflix
c. Hulu
d. YouTube Premium
e. Paramount+
Both required transactions must post and settle to the account during the Calendar Month.
Your monthly streaming service debit must post and settle to your account by the end of business (5 PM EST) on the last business day of a Calendar Month to be counted. Transactions may take one or more business days to post and settle to an account after the date a transaction is made.
“Calendar Month” begins on the first of the month and ends the last day of the monthly period.