Berkshire Direct Checking
Berkshire Direct Checking gives you the freedom to manage your finances with convenience and flexibility.
Key Features:
- Unlimited Transactions – Enjoy the freedom to make as many deposits, withdrawals, and transfers as you need, with no incoming wire fees.
- Free Online & Mobile Banking – Manage your account 24/7 with our easy-to-use digital banking tools. 1
- Debit Card Access – Secure and convenient payments wherever you go. Includes ATM waivers and surcharge rebates.
- Direct Deposit & Bill Pay – Get paid faster and easily set up recurring payments.
- Additional Benefits - Tiered interest rates, identity theft protection*, cell phone insurance**, free checks, and much more!
Berkshire Direct Money Market
Earn competitive interest rates while maintaining full access to your funds.
Benefits of a Money Market Account:
- Higher Interest Rates – The more you save, the more you earn.
- Tiered Interest Structure – Your balance determines your APY2, ensuring optimal returns.
- Flexible Access – Enjoy check-writing privileges and easy fund transfers.
Certificates of Deposit (CDs)
Lock in a guaranteed return on your savings with Berkshire CDs.
CD Benefits:
- Fixed Interest Rates – Enjoy consistent growth on your investment.
- Flexible Term Options – Choose from short-term to long-term CDs.
- Higher APYs2 – Earn more with promotional and high-yield CD options.
- Secure Investment – Your deposit is protected and insured.
Valiant Checking & Savings
Berkshire Bank is proud to support our veterans, active-duty military members, Police, Firefighters & EMT personnel with exclusive banking benefits through Valiant Checking & Savings. Designed to honor your service, these accounts provide financial advantages, convenience, and personalized support to help you achieve your financial goals.
- Exclusive Benefits – Enjoy waived fees, higher interest rates on savings, and special loan discounts tailored for Military, Police, Firefighters & EMT personnel.
- 24/7 Digital Banking & Nationwide Access – Manage your finances anytime with secure online and mobile banking1, plus access to an extensive ATM network with fee reimbursements.
- Financial Support & Guidance – Get priority service and expert financial guidance to help navigate savings, homeownership, and retirement planning.
MyFreedom Checking
Our checking ensures that you have access to a safe bank account that is affordable and accessible.
MyFreedom Checking benefits include:
- No overdraft or continuous overdraft fees
- No monthly maintenance fee
- Direct Deposit of payroll, Social Security or other recurring income deposited directly into your account
- Free Mobile Banking1 with Mobile Deposit
- Free Debit Card
- Free access to Berkshire Bank’s ATMs
- Bill Pay eligible
- Paperless Statements and Notices
- Email and text alerts available
- Access to GreenPath Financial Wellness program
Free Checking
More free banking services. More free time. Berkshire Bank's Free Checking account was designed for people who want to make the best use of every minute of their day and every dollar they earn. Our account holds the line on fees, but is generous with free services so you can quickly finish your banking chores and move on to all the other things in your life.
- No minimum balance to maintain
- No monthly service charge
- No per check charge
- Free Online Banking with Bill Pay
- Free Mobile Banking1 and Mobile Deposit
- Overdraft protection available
- Free Paperless Statements or Notices with check images for easy reference and storage
- Free debit card for purchases anywhere MasterCard® is accepted or withdrawals at ATMs that display the Cirrus or NYCE logos
- Telephone Banking that allows you to access account information and transfer funds 24 hours a day, 7 days a week
- Easy-to-read combined statements are available
