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Courtesy Pay

Did you overdraw due to an oversight? Courtesy Pay can provide backup.
Protects checks, ATM and debit card transactions
Ensures transactions go through smoothly
Avoids the expense of returned items
For more information
Please read our Courtesy Pay disclosure.

Get overdraft protection for your Berkshire Bank checking account.

When you lose track of your balance and overdraw your account, Courtesy Pay can cover your transaction and keep things moving.

If you try to withdraw more than you have in your Berkshire Bank checking account, and your account is in good standing, we'll usually cover your overdraft. You'll pay a fee, but not as much as a merchant might charge.

  • Covers up to $750 for personal checking accounts and $1,500 for business checking
  • A $37 fee applies to each overdraft we pay
  • Please restore a positive account balance as quickly as possible
  • A $35 continuous overdraft fee is applied every five business days until your account balance is again positive

Please keep in mind, we're not promising to always pay your overdrafts with this discretionary service. Not all accounts are eligible, and some restrictions apply.

Berkshire Bank is a full-service financial institution with branches in MA, CT, VT, NY, and RI.