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Reddi Cash

Always there when you need it.
Use the money as overdraft protection
Available from $500 to $7,500
Avoid declined transactions
Calling all signers
Please keep in mind, if you have joint checking, all signers will need to be included on the Reddi Cash application.

This back-up plan is Reddi when you are.

You know the feeling. You go to make a payment and realize you don't have enough in your account to cover it. It's an honest mistake, an oversight during a really busy day. There's stress, fees and maybe even the embarrassment of a declined transaction. But it doesn't have to be that way with Reddi Cash.

Apply for this specialized line of credit so you can protect your Berkshire ONE Checking Account from overdrafts.
We know mistakes are made, and that is why reddi cash exists. Berkshire Bank Reddi Cash has your back.
This line of credit, covers any shortfall you have with checks and debit card transactions. That way, your transaction goes through in the moment and you'll be able to repay the money later.

Reddi Cash Rates

Annual Percentage Rate (APR)
Number of Monthly Payments
Monthly Payment per $1,000 Borrowed
$500 to $7,500 18.00% N/A $65.29*
We are the trusted advisor delivering a solution to help our customers in every day banking.

Berkshire Bank is a full-service financial institution with branches in MA, CT, VT, NY, and RI.

Financial flexibility that fits your lifestyle.

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