Berkshire Hills Bancorp and Brookline Bancorp announced plans to merge to bring you the premier Northeast bank. Learn more about this transformational partnership and what it means for you.
Please see the attached public notice concerning the proposed Berkshire-Brookline bank merger provided by the Massachusetts Division of Banks.
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Get checking and savings accounts that always give you more.
You have plenty of options for earning interest on your money at a good rate. Whether it's your daily checking account or a long-term savings account, you'll keep your financial momentum moving forward with Berkshire Bank.
The following Deposit Rates are current as of 4/18/2025.
Checking Accounts
|
Minimum Deposit to Open and Earn APY
|
Annual Percentage Yield (APY)
|
Interest Rate
|
|
|---|---|---|---|
| Berkshire ONE Checking | $10* | 0.10% | 0.10% |
* Minimum balance to earn APY is $0.01 after initial deposit.
In order to receive the stated APY, you must enroll in Online Banking and sign up for Paperless Statements and Notices.
3 At our discretion, interest rate and APY may change at any time after account is opened. The Annual Percentage Yields (APY) are accurate as of the date listed. Fees may reduce earnings on an account.
Savings Accounts
Variable Interest Rate3
|
Minimum Deposit to Open and Earn APY
|
Annual Percentage Yield (APY)
|
Interest Rate
|
|
|---|---|---|---|
| Berkshire ONE Savings | $250* | 4.00% | 3.93% |
A Berkshire Bank checking account with an ownership relationship required.
3 At our discretion, interest rate and APY may change at any time after account is opened. The Annual Percentage Yields (APY) are accurate as of the date listed. Fees may reduce earnings on an account.
Money Market Accounts
Variable Interest Rate3
Berkshire One Money Market Rates
Minimum Deposit to Open: $1,000*
|
Daily Balance Range To Earn APY3
|
Annual Percentage Yield (APY)3
|
Interest Rate3
|
|---|---|---|
| $0 - $9.99 | 0.00% | 0.00% |
| $10 - $24,999.99 | 4.10% | 4.02% |
| $25,000 & above | 4.25% | 4.17% |
†Receive up to 4.25% APY
*Minimum balance to earn APY is $10 after initial deposit.
Balances of $25,000 & above will receive an additional 0.15% APY on the entire balance.
A $1,000 minimum deposit AND a Berkshire Bank checking account with an ownership relationship required. No maintenance service charge fees will be charged on Berkshire One Money Market accounts regardless of the balance maintained. The balance of the Berkshire One Money Market account cannot exceed $5,000,000. For average monthly balances of $25,000 or more, the interest rate paid in your account will increase by 15 basis points on the entire balance. These interest credits will appear as separate postings on your statement with a total maximum interest rate of 4.17% and total maximum Annual Percentage Yield of 4.25%.
3At our discretion, interest rate and APY may change at any time after account is opened. The Annual Percentage Yields (APY) are accurate as of the date listed. Fees may reduce earnings.
Certificates of Deposit1
Fixed Interest Rate
|
Minimum Deposit to Open and Earn APY
|
Annual Percentage Yield (APY)
|
Interest Rate
|
|
|---|---|---|---|
| 6 Month Berkshire One CD* | $1,000 | 3.90% | 3.83% |
| 24 Month Berkshire One CD* | $1,000 | 3.75% | 3.69% |
* A $1,000 minimum deposit AND a Berkshire Bank checking account with an ownership relationship required.
1 Minimum balance to obtain APY on Certificates of Deposit (CD) is $1,000 unless otherwise noted. CD rates are fixed for the term of the account. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). A penalty may be imposed for early withdrawal from a CD and is based on the maturity term and could reduce earnings. Transaction Limitations apply. Refer to the Important Terms and Conditions, Consumer Truth In Savings - CD, Valiant Truth in Savings - CD for the early withdrawal penalties and additional information.
Please see Consumer Truth In Savings and Common Features Consumer Fee Schedule for additional information.
Berkshire Bank is a full-service financial institution with branches in MA, CT, VT, NY, and RI.
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