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About Us

Investment Management

We build well-diversified portfolios aimed at capital preservation, downside protection, and long-term growth.
Where You Invest Matters.
Berkshire Bank offers tailored financial solutions designed to meet your unique needs. We’re not just a bank, we’re a partner in your financial journey.

Investment Principles

Focus on Clearly Articulated Objectives
Every asset in a portfolio is chosen as part of an overall wealth management strategy that is built in consultation with your broader financial plan.
Balance Security Types
Our team has expertise in individual stock, bond, and fund research. We select both the asset class and product type that best fits your portfolio with respect to current market conditions.
Maintain Consistent Long Term Asset Allocation
Asset allocation is the major driver of long-term portfolio performance. We consistently rebalance to maintain your proper asset allocation as determined by your personal risk and return objectives.
Ongoing Due Diligence
Prudent asset management requires ongoing due diligence. Our holdings, asset allocation, forecasts, and return assumptions are constantly being reviewed by our team in response to changing macroeconomic conditions.

Investment Methodology

Our Investment Committee meets regularly to review market conditions, current and prospective portfolio holdings, and portfolio management techniques. Our goal is to ensure that the team’s decisions are reached in a deliberative, consistent way utilizing the diverse knowledge of our senior investment professionals.

Macro and Economic Analysis
Security Type Selection
Fundamental Analysis
Valuation Analysis
Implementation
Fixed Income

We focus on high quality investment grade bonds, issued by entities with strong governance and balance sheet management across the corporate, municipal, and government segments. 

 We actively adjust the credit quality, sector, and maturity weightings of our portfolio considering evolving rate, credit, and spread conditions. We implement strategies such as laddering and duration management to help meet specific income and distribution needs.

Equity

We use individual stocks for large cap exposure, constructing a core equity portfolio of roughly 45 stocks which are diversified among economic sectors. We may also use active and indexed mutual funds and ETFs for enhanced diversification and liquidity needs.

Our analysts focus on finding companies with attractive fundamental attributes, sustainable business models and competitive advantages, and long-term growth potential which enhance the strength and diversification of the broader portfolio.

Meet our Wealth Management Team

Why choose Berkshire Bank

Personalized service, tailored solutions and trusted advice
 
Flexible and convenient solutions to simplify the banking experience
 
Responsive, dedicated and trusted relationship management
 
Industry-leading experts help you navigate your financial journey
 
Local decision-makers know what’s important to you and your community
 

Berkshire Bank is a full-service financial institution with branches in MA, CT, VT, NY, and RI.